JovesCreand is here, a range of exclusive financial solutions for young people aged 18 to 30

The new free package of banking products includes a commission-free account, a free card, online banking and access to special offers on loans, health and investment.

Creand Crèdit Andorrà has launched a new package of financial products aimed at young people aged 18 to 30. JovesCreand is the first and only offering of its kind in Andorra. The result of a partnership between Creand Crèdit Andorrà and the Andorran Carnet Jove Association, it aims to provide young people in the country with more opportunities and benefits tailored to their needs.

JovesCreand includes a current account with no administration or maintenance fees, a free Carnet Jove debit card and online banking. In addition, one of the main benefits for young people who sign up for the package is access to a range of lending products on preferential terms, such as the Young Loan, offering 0% interest for everyday needs; the Car Loan, at 12-month Euribor +3.95%; and the Independence Loan, at 12-month Euribor +1.25%. They will also have access to the Creand Young Health Plan, which offers broader cover at a lower cost, as well as investment options such as ETFs and cryptoassets through the CryptoWallet service, with discounted fees.

The bank aims to reach a segment of young people who are already financially active, value their independence and are looking for products designed for them, to support them in their transition to adulthood and in achieving their personal goals.

Creand and the Carnet Jove Association work together to offer young people practical, everyday solutions that help nurture their talent and build their future. The launch of the Young Package marks just the beginning, as both organisations are committed to continually enhancing this offering for young people.

Creand serves clients across all age groups and continues to develop products that respond to their changing needs. The bank also plays an active role in Financial Education, promoting initiatives designed to provide people with the tools, knowledge and experiences they need to make informed financial decisions. In this case, the bank, once again in collaboration with Carnet Jove Andorra, stands alongside young people through the #FinancesSenseRotllos programme, which promotes saving habits and helps them learn to manage their finances responsibly.