Guaranteeing the sustainability of the bank requires sound corporate governance that ensures risk management, regulatory compliance and correct and efficient decision-making through the allocation of functions and responsibilities.
The strength of the governance structure ensures the delivery of value to all stakeholders and reinforces the bank’s position in the industry and the market.
Our corporate governance system is structured in a framework that defines risk management responsibilities following the three lines of defence model proposed by the Basel Committee on Banking Supervision
The protection of the corporate reputation entails scrupulous compliance with current regulations, as well as the development of our banking practice in accordance with principles of integrity and ethics, in all areas of business and operations, and with all stakeholders
Its purpose is to establish and enforce the ethical principles that govern the business and activities carried out by the Group. The Code of Ethics and Conduct applies to Crèdit Andorrà, SA and its subsidiaries, regardless of the country in which they operate.
This regulates the requirements regarding transparency and protecting the interests of investors, and it includes the principles relating to markets in financial instruments and minimum international standards of best banking practice.
This establishes the standards of honesty, integrity, professionalism and confidentiality that Andorran banking institutions must meet in their relations with clients, third parties, supervisory entities and regulators.
As a signatory to the Global Compact, Creand Crèdit Andorrà undertakes to respect its ten principles, within the areas of human rights, labour standards, the environment and anti-corruption.
