Environmental commitment - Creand
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Environmental
commitment

Our environmental commitment makes us one of the pioneering banks in Andorra in terms of protecting the environment, one of our country’s main assets.

Environment strategy

Environmental management is a key axis of Creand’s sustainability strategy.
Our methodical approach is based on the PDCA model (Plan, Do, Check, Act), aimed at
continuous improvement.

Environmental commitment
We promote actions to reduce environmental impacts
and pursue initiatives to promote a sustainable conscience among employees,
customers,providers and society as a whole.
Environmental commitment for providers
ACT
CHECK
DO
PLAN

Continuous
improvement

Environmental Management
System

The Environmental Management System (EMS), certified under
the standard ISO 14001, covers the entire value chain, from
the financial activity itself to providers, employees, customers
and society, with a focus on continuous improvement.

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Objectives

We incorporate sustainability criteria, aware of the environment impacts generated by our operations, which we minimise, control and transform into positive actions to benefit social progress.
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Strategic partnerships

Compliance with the UNEP FI’s Responsible Banking Principles

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Climate change

Minimise our activity’s impact

 

Reduce our carbon footprint

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Awareness-raising and commitment

Foster environmental knowledge and awareness among employees, clients and suppliers

 

Lead the dialogue with all our stakeholders

Climate change

Our commitment to the fight against climate change involves the progressive reduction of consumption through various efficiency and awareness-raising actions.
Creand’s environmental footprint Consumption CO2 emissions
2023 (t de CO2) Var 22-23 2023 (t de CO2) Var 22-23
Electricity 2.012,80 MWh 10,74% 725,80 15,77%
Diesel oil for air conditioning 1.008,06 MWh * 34,54% 273,81 * 32,89%
Fuel for vehicles 69,63 MWh 9,44% 273,81 32,89%
Water 3.976 m³ 29,17% 0,00 0,00%
Paper (internal and customer use) 12,20 Tones ** 7,73% 200,27 ** 10,74%
Scope of Environmental Management System: Andorra, branch network and Ròdol and Head Office buildings
* The criteria for calculating diesel consumption have been adjusted.
** The criteria for calculating paper consumption have been adjusted.

Sustainable mobility

We promote good mobility habits among employees, in line with the objectives of the national energy and climate change strategy 2020-2050.

Sustainable mobility plan for employees

1

Situation diagnosis and analysis

2

Target setting

3

Monitoring plan

Financing

We encourage the financial promotion of projects of high environmental value that demonstrate our commitment to the well-being of the country and the people who live in it.
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Préstec Regenera

Tailored financing for companies and individuals to build or refurbish properties using environmental sustainability and energy efficiency criteria.
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Crèdit Cotxe Verd

It offers advantageous financing conditions to encourage the purchase of electric or plug-in hybrid cars.
Veure més
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Cicland

We participated in the financing and sponsorship of the first shared electric bicycle public service with the aim of promoting more sustainable mobility habits.
Veure més

Awards
and certifications

More information
The Banker Reconeixements
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