{"id":13618,"date":"2023-06-21T11:02:06","date_gmt":"2023-06-21T09:02:06","guid":{"rendered":"https:\/\/creandgroup.com\/nosotros\/govern-corporatiu\/"},"modified":"2024-05-08T16:42:55","modified_gmt":"2024-05-08T14:42:55","slug":"govern-corporatiu","status":"publish","type":"page","link":"https:\/\/creandgroup.com\/es\/nosotros\/govern-corporatiu\/","title":{"rendered":"Gobierno corporativo"},"content":{"rendered":"<section data-block_c73ebaa7cfdf4d7f2cdc0c1ccd57f609 class=\"hero align section-hero-secondary relative block clear-both overflow-hidden bg-center bg-cover\" style=\"background-image: url('https:\/\/creandgroup.com\/wp-content\/uploads\/Mask_Group_3.jpg')\" data-aos=\"fade\" data-aos-duration=\"500\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\">\n        <div class=\"container relative flex flex-wrap items-center py-10 xl:pl-48 lg:h-68 lg:flex-nowrap\">\n            <svg class=\"icon-oval-secundary hidden md:block absolute top-0 -left-5 lg:-left-20 xl:left-24 h-full\" width=\"317\" height=\"247\" viewBox=\"0 0 317 247\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path opacity=\"0.5\" d=\"M317 370C142.478 370 1 259.638 1 123.5C1 -12.6382 142.478 -123 317 -123\" stroke=\"white\" stroke-width=\"1.6658\"\/>\n<\/svg> \n            <h1 class=\"text-white lg:w-1\/2 lg:pr-10  font-tiempos_bold \"   style=\"line-height: 52px; letter-spacing: 2px; font-size: 45px;\" >Gobierno corporativo<\/h1>\n            <div class=\"pl-3 mt-3 lg:mt-0 text-white lg:w-2\/3\">\n                <h3 class=\" big-text   leading-normal\"><\/h3>\n                            <\/div>\n        <\/div>\n    <\/section>\n    <style>\n        .section-hero-secondary a.border-white{\n            transition: all 0.2s;\n        }\n        .section-hero-secondary a.border-white:hover{\n            color: #369125;\n            background-color: white;\n        }\n        .section-hero-secondary a.border-white:hover .icon-white-fill path{\n            fill: #369125;\n        }\n        .section-hero-secondary.text-light .container{\n            height: auto !important;\n        }\n        .section-hero-secondary.text-light h1{\n            font-weight: 400 !important;\n        }\n        .section-hero-secondary .big-text{\n            font-size: 18px;\n            line-height: 28px;\n        }\n        @media (min-width: 1024px){\n            .section-hero-secondary .big-text{\n                font-size: 22px;\n                line-height: 32px;\n            }\n        }\n    <\/style>\n\n\n<section data-block_90ef8a7f0bbdd61f2fb172e9927d8e2a class=\"navigation align section-navigation hidden lg:block  border-b sticky top-10 xl:top-20 bg-white overflow-hidden border-t border-gallery_gray \" data-aos=\"fade\" data-aos-duration=\"500\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n    <div class=\"container\">\n        <div class=\"wrapper flex items-center\">\n            <div class=\"flex items-center gap-5 lg:gap-8 text-center justify-evenly uppercase navigation-list mx-auto font-roboto_regular\">\n                                             <a href=\"https:\/\/creandgroup.com\/es\/nosotros\/quien-somos\/\" class=\"text-sm lg:text-base py-5 xl:pt-8 xl:pb-6 cursor-pointer\">Qui\u00e9nes somos<\/a>\n                                             <a href=\"#\" class=\"text-sm lg:text-base py-5 xl:pt-8 xl:pb-6 cursor-pointer\">Gobierno corporativo<\/a>\n                                             <a href=\"https:\/\/creandgroup.com\/es\/nosotros\/la-marca-creand\/\" class=\"text-sm lg:text-base py-5 xl:pt-8 xl:pb-6 cursor-pointer\">La marca Creand<\/a>\n                                             <a href=\"https:\/\/creandgroup.com\/es\/nosotros\/creand-en-datos\/\" class=\"text-sm lg:text-base py-5 xl:pt-8 xl:pb-6 cursor-pointer\"> Creand en datos<\/a>\n                        <\/div>\n        <\/div>\n    <\/div>\n\n<\/section>\n<style>\n    .section-navigation{\n        z-index: 19;\n    }\n    .section-navigation .currentPage{\n        color: #369125;\n        font-weight: 700;\n        border-bottom: 2px solid #369125;\n    }\n    .section-navigation .active{\n        color: #369125;\n        font-weight: 700;\n        border-bottom: 2px solid #369125;\n    }\n    .navigation-list a:hover{\n        color: #369125;\n        border-bottom: 2px solid #369125;\n    }\n    .section-navigation .go-back:hover .icon-arrow-down path{\n        stroke: #369125;\n    }\n<\/style>\n<script>\n    function goBack() {\n        window.history.back();\n    }\n<\/script>\n\n<section id=\"block_c6ee651bacae1cfae35be1fc04cc0a4d\" data-block_c6ee651bacae1cfae35be1fc04cc0a4d   class=\"logo-cols-text align mt-8 lg:mt-16 bg-white  section-logo-cols-text relative block clear-both overflow-hidden bg-center bg-cover\">\n    <div class=\"container \">\n        <div class=\"w-full  section-info text-left\" data-aos=\"fade-in\" data-aos-once=\"true\" data-aos-duration=\"500\" data-aos-easing=\"ease-in-out\">\n            <h2 class=\"text-title font-tiempos_bold\">Gobierno corporativo<\/h2>\n        <\/div>\n                    <div class=\"flex flex-wrap justify-between section-content logo-cols-list mt-9 lg:flex-nowrap\">\n                                                         <div class=\"w-full lg:w-2\/5 logo-cols-list-el\"  data-aos=\"fade-right\"  data-aos-once=\"true\" data-aos-duration=\"500\" data-aos-easing=\"ease-in-out\">\n                        <div class=\"logo-cols-list-el-inner font-light\">\n                            <p><span style=\"font-weight: 400;\"> Garantizar la sostenibilidad de la entidad supone contar con un gobierno corporativo s\u00f3lido que vele por la gesti\u00f3n de los riesgos, el cumplimiento normativo y la toma de decisiones correcta y eficiente mediante la asignaci\u00f3n de funciones y responsabilidades.\u00a0<\/span><\/p>\n\n                        <\/div>\n                    <\/div>\n                                                                             <div class=\"w-full lg:w-2\/5 logo-cols-list-el\"  data-aos=\"fade-left\" data-aos-once=\"true\" data-aos-duration=\"500\" data-aos-easing=\"ease-in-out\">\n                        <div class=\"logo-cols-list-el-inner font-light\">\n                            <p><span style=\"font-weight: 400;\">La fortaleza de la estructura de gobierno garantiza la aportaci\u00f3n de valor a todos los grupos de inter\u00e9s y refuerza la posici\u00f3n del banco frente al sector y el mercado.<\/span><\/p>\n\n                        <\/div>\n                    <\/div>\n                                                <\/div>\n            <\/div>\n<\/section>\n<style>\n    .logo-cols-list .logo-cols-list-el-inner h3{\n        color: #369125;\n    }\n    .logo-cols-list .logo-cols-list-el-inner ul li{\n        font-weight: 700;\n        position: relative;\n        display: flex;\n        align-items: center;\n    }\n    .logo-cols-list .logo-cols-list-el-inner ul li:before{\n        content:\"\";\n        width: 4px;\n        height: 4px;\n        position: relative;\n        border-radius: 999em;\n        background-color: black;\n        margin-right: 12px;\n    }\n<\/style>\n\n\n\n\n<section id=\"block_6ee02ee8efe8dbb4b60a65c5e5cb55b4\" data-block_6ee02ee8efe8dbb4b60a65c5e5cb55b4   class=\"slider-cards-cta align relative block section-slider-cards-cta clear-both overflow-hidden mt-8 py-8 bg-gallery_gray lg:py-16\">\n    <div class=\"container\">\n        <div class=\"relative flex justify-between clear-both\">\n            <div class=\"section-info\"> \n                <h2 class=\"text-title font-tiempos_bold\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"0\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\u00d3rganos de Gobierno<\/h2>\n                <div class=\"mt-2 font-light\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"150\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">&nbsp;<br \/>\r\nGarantizar la sostenibilidad futura de la entidad supone disponer de un gobierno corporativo s\u00f3lido que vele por la gesti\u00f3n de los riesgos, el cumplimiento normativo y la toma de decisiones correcta y eficiente a trav\u00e9s de la asignaci\u00f3n de funciones y responsabilidades.<br \/>\r\n &nbsp;<br \/>\r\nLa fortaleza de la estructura de gobierno garantiza la aportaci\u00f3n de valor a todos los grupos de inter\u00e9s y refuerza la posici\u00f3n del banco frente al sector y el mercado.<\/div>\n            <\/div>\n            \n        <\/div>\n                    <div class=\"relative mt-5 lg:mt-16 slider-cards-cta-list\">\n                                    <div class=\"justify-end hidden lg:flex swiper-navigation-arrows mb-6\">\n                        <svg class=\"icon-arrow-right self-end navigation-prev opacity-50 transform rotate-180 cursor-pointer hover:bg-primary_vista_blue hover:bg-opacity-60\" width=\"35\" height=\"35\" viewBox=\"0 0 35 35\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M4.375 17.5L30.625 17.5\" stroke=\"black\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n<path d=\"M21.875 26.25L30.625 17.5L21.875 8.75\" stroke=\"black\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n<\/svg> \n                        <svg class=\"icon-arrow-right self-end navigation-next mr-2 cursor-pointer hover:bg-primary_vista_blue hover:bg-opacity-60\" width=\"35\" height=\"35\" viewBox=\"0 0 35 35\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M4.375 17.5L30.625 17.5\" stroke=\"black\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n<path d=\"M21.875 26.25L30.625 17.5L21.875 8.75\" stroke=\"black\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n<\/svg> \n                    <\/div>\n                                <div class=\"swiper-wrapper \" style=\"height:auto \">\n                                                                     <div class=\"relative block w-full h-full mt-5 bg-white slider-cards-cta-list-el lg:mt-0 md:w-1\/2 lg:w-1\/3 swiper-slide duration-300 ease-in-out transform hover:scale-105\" data-aos=\"zoom-out-up\" data-aos-duration=\"500\" data-aos-delay=\"0\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                                                            <img data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/junta_genera_accionistes.jpg\" alt=\"junta_genera_accionistes\" class=\"w-full lozad h-52\">\n                                                        <div class=\"p-4 slider-cards-cta-list-el-inner\">\n                                                                    <h4 style=\"font-size: 22px;\">Junta General de Accionistas<\/h4>\n                                                                                                    <div class=\"mt-2 mb-16 font-light\">M\u00e1ximo \u00f3rgano de decisi\u00f3n del banco que, integrado por todos los accionistas, adopta las decisiones finales en cuestiones relevantes para la entidad.<\/div>\n                                                                                                    <div class=\"absolute bottom-4 right-4\">\n                                        <a href=\"https:\/\/espaiaccionista.creandbancaonline.ad\/new\/es\/web\/espai-accionistes\/login\" class=\"relative text-primary_direct_green_light\" target=\"_blank\" rel=\"noopener\">M\u00e1s informaci\u00f3n <\/a>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"relative block w-full h-full mt-5 bg-white slider-cards-cta-list-el lg:mt-0 md:w-1\/2 lg:w-1\/3 swiper-slide duration-300 ease-in-out transform hover:scale-105\" data-aos=\"zoom-out-up\" data-aos-duration=\"500\" data-aos-delay=\"150\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                                                            <img data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/consejo-admin.jpg\" alt=\"consejo-admin\" class=\"w-full lozad h-52\">\n                                                        <div class=\"p-4 slider-cards-cta-list-el-inner\">\n                                                                    <h4 style=\"font-size: 22px;\">Consejo de Administraci\u00f3n<br \/>\r\n<\/h4>\n                                                                                                    <div class=\"mt-2 mb-16 font-light\">\u00d3rgano de representaci\u00f3n plena, le corresponden las facultades de gobierno del banco. La incorporaci\u00f3n en 2018 de consejeros independientes refuerza el gobierno de la entidad con criterios de profesionalidad, idoneidad y experiencia para garantizar un ejercicio adecuado de las funciones de gesti\u00f3n, supervisi\u00f3n y control que se les asigna.<\/div>\n                                                                                                    <div class=\"absolute bottom-4 right-4\">\n                                        <a href=\"https:\/\/creandgroup.com\/es\/nosotros\/quien-somos\/#consell-administracio\" class=\"relative text-primary_direct_green_light\" target=\"\">M\u00e1s informaci\u00f3n <\/a>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"relative block w-full h-full mt-5 bg-white slider-cards-cta-list-el lg:mt-0 md:w-1\/2 lg:w-1\/3 swiper-slide duration-300 ease-in-out transform hover:scale-105\" data-aos=\"zoom-out-up\" data-aos-duration=\"500\" data-aos-delay=\"300\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                                                            <img data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/comisiones_consell.jpg\" alt=\"comisiones_consell\" class=\"w-full lozad h-52\">\n                                                        <div class=\"p-4 slider-cards-cta-list-el-inner\">\n                                                                    <h4 style=\"font-size: 22px;\">Comisiones del Consejo<br \/>\r\n<\/h4>\n                                                                                                    <div class=\"mt-2 mb-16 font-light\">Tienen la funci\u00f3n de asistir al Consejo en la toma de decisiones estrat\u00e9gicas.<br \/>\r\n<ul style=\"list-style: disc;padding-left: 20px;\">  <br \/>\r\n<li>Comisi\u00f3n de Auditor\u00eda y Riesgos<\/li><br \/>\r\n<li>Comisi\u00f3n de Nombramientos y Retribuciones <\/li><br \/>\r\n<li>Comisi\u00f3n de Tecnolog\u00eda y Ciberseguridad<\/li><br \/>\r\n<li>Comisi\u00f3n Preparatoria<\/li><br \/>\r\n<\/ul><\/div>\n                                                                                                    <div class=\"absolute bottom-4 right-4\">\n                                        <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Comisiones-Consejo.pdf\" class=\"relative text-primary_direct_green_light\" target=\"_blank\">Ver el PDF<\/a>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"relative block w-full h-full mt-5 bg-white slider-cards-cta-list-el lg:mt-0 md:w-1\/2 lg:w-1\/3 swiper-slide duration-300 ease-in-out transform hover:scale-105\" data-aos=\"zoom-out-up\" data-aos-duration=\"500\" data-aos-delay=\"450\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                                                            <img data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/comite-executiu.jpg\" alt=\"comite-executiu\" class=\"w-full lozad h-52\">\n                                                        <div class=\"p-4 slider-cards-cta-list-el-inner\">\n                                                                    <h4 style=\"font-size: 22px;\">Comit\u00e9 Ejecutivo<\/h4>\n                                                                                                    <div class=\"mt-2 mb-16 font-light\">\u00d3rgano responsable de la direcci\u00f3n y coordinaci\u00f3n de Creand, le corresponde implementar la estrategia, las pol\u00edticas y sistemas de gesti\u00f3n, los controles y los riesgos.<\/div>\n                                                                                                    <div class=\"absolute bottom-4 right-4\">\n                                        <a href=\"https:\/\/creandgroup.com\/es\/nosotros\/quien-somos\/#organ-direccio\" class=\"relative text-primary_direct_green_light\" target=\"\">M\u00e1s informaci\u00f3n <\/a>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                                            <\/div>\n                \n            <\/div>\n            <\/div>\n<\/section>\n\n<style>\n    .swiper-slide {\n        height: auto;\n    }\n<\/style>\n\n<section id=\"block_64ee9393bfd8017206f7bf5902946cfa\"  data-block_64ee9393bfd8017206f7bf5902946cfa class=\"text-img-positioned align w-full section-text-img-positioned relative block clear-both overflow-hidden mt-8 lg:mt-16\" >\n   <div class=\"flex flex-wrap lg:flex-nowrap mt-12 max-w-extra_wide mx-auto items-center justify-between  flex-row \">\n        <div class=\"w-full md:w-1\/2 2xl:w-2\/5 px-4 md:px-8   lg:pl-16 xl:pl-20 2xl:pl-34 2xl:pr-0  text-center md:text-left section-info\">\n                        <h2 class=\"text-title font-tiempos_bold\" data-aos=\"fade-left\" data-aos-duration=\"500\" data-aos-once=\"true\">Gesti\u00f3n integral del riesgo<\/h2>\n                                    <div class=\"block mt-5 w-full wysiwyg font-light\" data-aos=\"fade-left\" data-aos-duration=\"500\" data-aos-delay=\"250\" data-aos-once=\"true\">\n                <p>Nuestro sistema de gobierno corporativo se estructura en un marco que define las responsabilidades en la gesti\u00f3n del riesgo siguiendo el modelo de las tres l\u00edneas de defensa propuesto por el Comit\u00e9 de Supervisi\u00f3n Bancaria de Basilea.<\/p>\n\n            <\/div>\n                    <\/div>\n                <div class=\"w-full  md:w-1\/2 flex  justify-end \"  data-aos=\"zoom-out-left\" data-aos-delay=\"200\">\n            <img  data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Group-52582.png\" alt=\"Group 5258(2)\" class=\"mt-5 lozad w-full lg:mt-0\">\n        <\/div>\n           <\/div>\n<\/section>\n<style>\n.section-text-img-positioned .wysiwyg a {\n    color: #369125;\n    font-weight: 700;\n}\n.section-text-img-positioned .wysiwyg strong,\n.section-text-img-positioned .wysiwyg b {\n    font-weight: 700;\n}\n<\/style>\n\n<section id=\"block_4262e0088824efa7cd46f4b27544cdea\"  data-block_4262e0088824efa7cd46f4b27544cdea class=\"colums-w-icons align section-colums-w-icons relative block clear-both overflow-hidden my-10 lg:mt-20\">\n    <div class=\"container mt-10 flex flex-wrap justify-between lg:flex-nowrap\">\n        <div class=\"relative block w-full pr-0 section-info lg:w-2\/6 md:pr-10 \">\n            <h2 class=\"text-title font-tiempos_bold\" data-aos=\"fade-right\" data-aos-duration=\"500\"  data-aos-delay=\"0\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">Integridad y \u00e9tica<\/h2>\n                            <p class=\"mt-3 font-light\" data-aos=\"fade-right\" data-aos-duration=\"500\"  data-aos-delay=\"150\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">La protecci\u00f3n de la reputaci\u00f3n corporativa supone el cumplimiento escrupuloso de la normativa vigente, as\u00ed como el desarrollo de nuestra pr\u00e1ctica bancaria, ateniendo a principios \u00e9ticos y de integridad en todas las \u00e1reas de negocio y de operaciones y hacia el conjunto de los grupos de inter\u00e9s. <br \/>\r\n<\/p>\n                    <\/div>\n        <div class=\"flex flex-wrap w-full section-content colums-icons-list lg:w-4\/6\">\n                                             <div class=\"relative block w-full mt-8 lg:mb-20 lg:mt-0 md:w-1\/2 colums-icons-list-el md:pr-5 lg:pr-9\" data-aos=\"fade\" data-aos-duration=\"500\"  data-aos-delay=\"0\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                    <div class=\"flex  flex-wrap colums-icons-list-el-inner\">\n                        <img data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Group-5.svg\" alt=\"Group (5)\" class=\"lozad w-12 h-12\">\n                        <h6 class=\"w-full mt-2 text-lg font-bold\">C\u00f3digo \u00e9tico y de conducta<\/h6>\n                        <div class=\"mt-2 font-light\"><p>Tiene la finalidad de establecer y hacer respetar los principios \u00e9ticos que deben gobernar los negocios y las actividades que lleva a cabo el grupo. El c\u00f3digo \u00e9tico y de conducta se aplica a Cr\u00e8dit Andorr\u00e0, SA y a las sociedades participadas, sea cual sea el pa\u00eds en el que operen.<\/p>\n<\/div>\n                                            <\/div>\n                <\/div>\n                                                             <div class=\"relative block w-full mt-8 lg:mb-20 lg:mt-0 md:w-1\/2 colums-icons-list-el md:pr-5 lg:pr-9\" data-aos=\"fade\" data-aos-duration=\"500\"  data-aos-delay=\"250\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                    <div class=\"flex  flex-wrap colums-icons-list-el-inner\">\n                        <img data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Ethics_Market.svg\" alt=\"Ethics_Market\" class=\"lozad w-12 h-12\">\n                        <h6 class=\"w-full mt-2 text-lg font-bold\">C\u00f3digo de conducta en los mercados de valores<\/h6>\n                        <div class=\"mt-2 font-light\"><p>Regula los requisitos de transparencia y protecci\u00f3n de los intereses de los inversores y recoge los principios relativos a los mercados de instrumentos financieros y los est\u00e1ndares m\u00ednimos internacionales de mejores pr\u00e1cticas bancarias.<\/p>\n<\/div>\n                                            <\/div>\n                <\/div>\n                                                             <div class=\"relative block w-full mt-8 lg:mb-20 lg:mt-0 md:w-1\/2 colums-icons-list-el md:pr-5 lg:pr-9\" data-aos=\"fade\" data-aos-duration=\"500\"  data-aos-delay=\"500\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                    <div class=\"flex  flex-wrap colums-icons-list-el-inner\">\n                        <img data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Security.svg\" alt=\"Security\" class=\"lozad w-12 h-12\">\n                        <h6 class=\"w-full mt-2 text-lg font-bold\">C\u00f3digo deontol\u00f3gico de la Asociaci\u00f3n de Bancos Andorranos<\/h6>\n                        <div class=\"mt-2 font-light\"><p>Establece los est\u00e1ndares de honestidad, integridad, profesionalidad y confidencialidad que las entidades bancarias andorranas deben cumplir en sus relaciones con clientes, terceros, supervisores y reguladores.<\/p>\n<\/div>\n                                            <\/div>\n                <\/div>\n                                                             <div class=\"relative block w-full mt-8 lg:mb-20 lg:mt-0 md:w-1\/2 colums-icons-list-el md:pr-5 lg:pr-9\" data-aos=\"fade\" data-aos-duration=\"500\"  data-aos-delay=\"750\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                    <div class=\"flex  flex-wrap colums-icons-list-el-inner\">\n                        <img data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Group-4.svg\" alt=\"Group (4)\" class=\"lozad w-12 h-12\">\n                        <h6 class=\"w-full mt-2 text-lg font-bold\">Pacto Mundial<\/h6>\n                        <div class=\"mt-2 font-light\"><p>Como miembro signatario del Pacto Mundial, Creand Cr\u00e8dit Andorr\u00e0 se compromete a respetar los 10 principios que se indican, enmarcados en los \u00e1mbitos de los derechos humanos, las normas laborales, el medioambiente y la lucha contra la corrupci\u00f3n.<\/p>\n<\/div>\n                                                <div class=\"w-full mt-3\">\n                            <a class=\"text-primary_direct_green_light flex items-center group-svg group hover:text-primary_forest_green_dark\" href=\"https:\/\/unglobalcompact.org\/what-is-gc\/participants\/97941\" target=\"_blank\" rel=\"noopener\">M\u00e1s informaci\u00f3n  <\/a>\n                        <\/div>\n                                            <\/div>\n                <\/div>\n                                    <\/div>\n    <\/div>\n<\/section>\n<style>\n    .group-svg:hover svg path, .group-svg:hover circle{\n        stroke: #356C20;\n    } \n<\/style>\n\n<section id=\"block_b4efc86a773597bbce13bdf5eb4fcc41\" data-block_b4efc86a773597bbce13bdf5eb4fcc41   class=\"content-filter-no-year align  py-8 lg:py-16 section-content-filter-year relative block clear-both overflow-hidden\">\n    <div class=\"container\">\n        <div class=\"section-info\">\n            <h2 class=\"text-title font-tiempos_bold\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"0\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">Publicaciones Gobierno Corporativo<\/h2>\n        <\/div>\n        <div class=\"section-content\">\n                        <div class=\"filtered-results mt-5\">\n                <div class=\"filter-year-list\">\n                                                                     <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"0\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Informe de solvencia 2024 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Informe-de-solvencia-Creand-2024.pdf\" class=\"download-btn-filter\">\n                                        Descargar\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"150\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Estados financieros 2024 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Financial-Statements-Creand-Group-2024_web.pdf\" class=\"download-btn-filter\">\n                                        Descargar\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"300\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Informe corporativo anual 2024 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/ICA_Creand_2024_complet_ANG_30.07.pdf\" class=\"download-btn-filter\">\n                                        Descargar\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"450\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Informe corporativo anual 2023 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/ICA-ENG.pdf\" class=\"download-btn-filter\">\n                                        Descargar\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"600\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Informe de solvencia 2023 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Informe-de-solvencia-Creand-2023.pdf\" class=\"download-btn-filter\">\n                                        Descargar\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"750\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Estados financieros 2023 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Financial-statements-2023.pdf\" class=\"download-btn-filter\">\n                                        Descargar\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"900\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Informe corporativo anual 2023 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Creand_ING_web_0708.pdf\" class=\"download-btn-filter\">\n                                        Descargar\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"1050\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Estados financieros 2022 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"\" class=\"download-btn-filter\">\n                                        Descargar\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"1200\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Informe de solvencia 2022 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Informe-de-solvencia-Creand-2022-comprimido.pdf\" class=\"download-btn-filter\">\n                                        Descargar\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"1350\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Informe de actividades corporativas 2022 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Creand_ING.pdf\" class=\"download-btn-filter\">\n                                        Descargar\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                            <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n<style>\n    .download-btn-filter {\n        font-size: 14px;\n        display: flex;\n        justify-content: space-between;\n        gap: 10px;\n        align-items: center;\n        color: #369125;\n        line-height: 20px;\n        text-transform: uppercase;\n    }\n    .download-btn-filter svg {\n        width: 20px;\n        height: 20px;\n    }\n    .section-content-filter-year .year-filters .filter.active{\n        color: white;\n        background-color: #369125;\n        border: 0px;\n    }\n    .section-content-filter-year .icon-download:hover path{\n        stroke: #369125;\n    }\n    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}\n<\/style>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":6753,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-13618","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/creandgroup.com\/es\/wp-json\/wp\/v2\/pages\/13618","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/creandgroup.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/creandgroup.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/creandgroup.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/creandgroup.com\/es\/wp-json\/wp\/v2\/comments?post=13618"}],"version-history":[{"count":0,"href":"https:\/\/creandgroup.com\/es\/wp-json\/wp\/v2\/pages\/13618\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/creandgroup.com\/es\/wp-json\/wp\/v2\/pages\/6753"}],"wp:attachment":[{"href":"https:\/\/creandgroup.com\/es\/wp-json\/wp\/v2\/media?parent=13618"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}