{"id":13616,"date":"2023-06-21T11:02:06","date_gmt":"2023-06-21T09:02:06","guid":{"rendered":"https:\/\/creandgroup.com\/about-us\/govern-corporatiu\/"},"modified":"2024-05-08T16:43:25","modified_gmt":"2024-05-08T14:43:25","slug":"govern-corporatiu","status":"publish","type":"page","link":"https:\/\/creandgroup.com\/en\/about-us\/govern-corporatiu\/","title":{"rendered":"Corporate governance"},"content":{"rendered":"<section data-block_900cc37a381772aff4dfa65fa780d6d9 class=\"hero align section-hero-secondary relative block clear-both overflow-hidden bg-center bg-cover\" style=\"background-image: url('https:\/\/creandgroup.com\/wp-content\/uploads\/Mask_Group_3.jpg')\" data-aos=\"fade\" data-aos-duration=\"500\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\">\n        <div class=\"container relative flex flex-wrap items-center py-10 xl:pl-48 lg:h-68 lg:flex-nowrap\">\n            <svg class=\"icon-oval-secundary hidden md:block absolute top-0 -left-5 lg:-left-20 xl:left-24 h-full\" width=\"317\" height=\"247\" viewBox=\"0 0 317 247\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path opacity=\"0.5\" d=\"M317 370C142.478 370 1 259.638 1 123.5C1 -12.6382 142.478 -123 317 -123\" stroke=\"white\" stroke-width=\"1.6658\"\/>\n<\/svg> \n            <h1 class=\"text-white lg:w-1\/2 lg:pr-10  font-tiempos_bold \"   style=\"line-height: 52px; letter-spacing: 2px; font-size: 45px;\" >Corporate governance<\/h1>\n            <div class=\"pl-3 mt-3 lg:mt-0 text-white lg:w-2\/3\">\n                <h3 class=\" big-text   leading-normal\"><\/h3>\n                            <\/div>\n        <\/div>\n    <\/section>\n    <style>\n        .section-hero-secondary a.border-white{\n            transition: all 0.2s;\n        }\n        .section-hero-secondary a.border-white:hover{\n            color: #369125;\n            background-color: white;\n        }\n        .section-hero-secondary a.border-white:hover .icon-white-fill path{\n            fill: #369125;\n        }\n        .section-hero-secondary.text-light .container{\n            height: auto !important;\n        }\n        .section-hero-secondary.text-light h1{\n            font-weight: 400 !important;\n        }\n        .section-hero-secondary .big-text{\n            font-size: 18px;\n            line-height: 28px;\n        }\n        @media (min-width: 1024px){\n            .section-hero-secondary .big-text{\n                font-size: 22px;\n                line-height: 32px;\n            }\n        }\n    <\/style>\n\n\n<section data-block_8a0e9b31bb8376ad5d89a56c647a9055 class=\"navigation align section-navigation hidden lg:block  border-b sticky top-10 xl:top-20 bg-white overflow-hidden border-t border-gallery_gray \" data-aos=\"fade\" data-aos-duration=\"500\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n    <div class=\"container\">\n        <div class=\"wrapper flex items-center\">\n            <div class=\"flex items-center gap-5 lg:gap-8 text-center justify-evenly uppercase navigation-list mx-auto font-roboto_regular\">\n                                             <a href=\"https:\/\/creandgroup.com\/en\/about-us\/who-are-we\/\" class=\"text-sm lg:text-base py-5 xl:pt-8 xl:pb-6 cursor-pointer\">Who are we<\/a>\n                                             <a href=\"#\" class=\"text-sm lg:text-base py-5 xl:pt-8 xl:pb-6 cursor-pointer\">Corporate governance<\/a>\n                                             <a href=\"https:\/\/creandgroup.com\/en\/about-us\/the-creand-brand\/\" class=\"text-sm lg:text-base py-5 xl:pt-8 xl:pb-6 cursor-pointer\">The Creand brand<\/a>\n                                             <a href=\"https:\/\/creandgroup.com\/en\/about-us\/creand-in-figures\/\" class=\"text-sm lg:text-base py-5 xl:pt-8 xl:pb-6 cursor-pointer\">Creand in figures<\/a>\n                        <\/div>\n        <\/div>\n    <\/div>\n\n<\/section>\n<style>\n    .section-navigation{\n        z-index: 19;\n    }\n    .section-navigation .currentPage{\n        color: #369125;\n        font-weight: 700;\n        border-bottom: 2px solid #369125;\n    }\n    .section-navigation .active{\n        color: #369125;\n        font-weight: 700;\n        border-bottom: 2px solid #369125;\n    }\n    .navigation-list a:hover{\n        color: #369125;\n        border-bottom: 2px solid #369125;\n    }\n    .section-navigation .go-back:hover .icon-arrow-down path{\n        stroke: #369125;\n    }\n<\/style>\n<script>\n    function goBack() {\n        window.history.back();\n    }\n<\/script>\n\n<section id=\"block_e371c0e22341204152c670e5db1d21b2\" data-block_e371c0e22341204152c670e5db1d21b2   class=\"logo-cols-text align mt-8 lg:mt-16 bg-white  section-logo-cols-text relative block clear-both overflow-hidden bg-center bg-cover\">\n    <div class=\"container \">\n        <div class=\"w-full  section-info text-left\" data-aos=\"fade-in\" data-aos-once=\"true\" data-aos-duration=\"500\" data-aos-easing=\"ease-in-out\">\n            <h2 class=\"text-title font-tiempos_bold\">Corporate governance<\/h2>\n        <\/div>\n                    <div class=\"flex flex-wrap justify-between section-content logo-cols-list mt-9 lg:flex-nowrap\">\n                                                         <div class=\"w-full lg:w-2\/5 logo-cols-list-el\"  data-aos=\"fade-right\"  data-aos-once=\"true\" data-aos-duration=\"500\" data-aos-easing=\"ease-in-out\">\n                        <div class=\"logo-cols-list-el-inner font-light\">\n                            <p><span style=\"font-weight: 400;\">Guaranteeing the sustainability of the bank requires sound corporate governance that ensures risk management, regulatory compliance and correct and efficient decision-making through the allocation of functions and responsibilities.<br \/>\n<\/span><\/p>\n\n                        <\/div>\n                    <\/div>\n                                                                             <div class=\"w-full lg:w-2\/5 logo-cols-list-el\"  data-aos=\"fade-left\" data-aos-once=\"true\" data-aos-duration=\"500\" data-aos-easing=\"ease-in-out\">\n                        <div class=\"logo-cols-list-el-inner font-light\">\n                            <p><span style=\"font-weight: 400;\">The strength of the governance structure ensures the delivery of value to all stakeholders and reinforces the bank\u2019s position in the industry and the market.<\/span><\/p>\n\n                        <\/div>\n                    <\/div>\n                                                <\/div>\n            <\/div>\n<\/section>\n<style>\n    .logo-cols-list .logo-cols-list-el-inner h3{\n        color: #369125;\n    }\n    .logo-cols-list .logo-cols-list-el-inner ul li{\n        font-weight: 700;\n        position: relative;\n        display: flex;\n        align-items: center;\n    }\n    .logo-cols-list .logo-cols-list-el-inner ul li:before{\n        content:\"\";\n        width: 4px;\n        height: 4px;\n        position: relative;\n        border-radius: 999em;\n        background-color: black;\n        margin-right: 12px;\n    }\n<\/style>\n\n\n\n\n<section id=\"block_d40fb27a021c254f20937c678bc7b187\" data-block_d40fb27a021c254f20937c678bc7b187   class=\"slider-cards-cta align relative block section-slider-cards-cta clear-both overflow-hidden mt-8 py-8 bg-gallery_gray lg:py-16\">\n    <div class=\"container\">\n        <div class=\"relative flex justify-between clear-both\">\n            <div class=\"section-info\"> \n                <h2 class=\"text-title font-tiempos_bold\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"0\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">Governance bodies<\/h2>\n                <div class=\"mt-2 font-light\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"150\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">&nbsp;<br \/>\r\nGuaranteeing the future sustainability of the entity means having a solid corporate governance that ensures risk management, regulatory compliance and correct and efficient decision-making through the assignment of functions and responsibilities.<br \/>\r\n &nbsp;<br \/>\r\nThe strength of the governance structure guarantees the contribution of value to all interest groups and strengthens the bank&#8217;s position vis-\u00e0-vis the sector and the market.<\/div>\n            <\/div>\n            \n        <\/div>\n                    <div class=\"relative mt-5 lg:mt-16 slider-cards-cta-list\">\n                                    <div class=\"justify-end hidden lg:flex swiper-navigation-arrows mb-6\">\n                        <svg class=\"icon-arrow-right self-end navigation-prev opacity-50 transform rotate-180 cursor-pointer hover:bg-primary_vista_blue hover:bg-opacity-60\" width=\"35\" height=\"35\" viewBox=\"0 0 35 35\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M4.375 17.5L30.625 17.5\" stroke=\"black\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n<path d=\"M21.875 26.25L30.625 17.5L21.875 8.75\" stroke=\"black\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n<\/svg> \n                        <svg class=\"icon-arrow-right self-end navigation-next mr-2 cursor-pointer hover:bg-primary_vista_blue hover:bg-opacity-60\" width=\"35\" height=\"35\" viewBox=\"0 0 35 35\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M4.375 17.5L30.625 17.5\" stroke=\"black\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n<path d=\"M21.875 26.25L30.625 17.5L21.875 8.75\" stroke=\"black\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n<\/svg> \n                    <\/div>\n                                <div class=\"swiper-wrapper \" style=\"height:auto \">\n                                                                     <div class=\"relative block w-full h-full mt-5 bg-white slider-cards-cta-list-el lg:mt-0 md:w-1\/2 lg:w-1\/3 swiper-slide duration-300 ease-in-out transform hover:scale-105\" data-aos=\"zoom-out-up\" data-aos-duration=\"500\" data-aos-delay=\"0\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                                                            <img data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/junta_genera_accionistes.jpg\" alt=\"junta_genera_accionistes\" class=\"w-full lozad h-52\">\n                                                        <div class=\"p-4 slider-cards-cta-list-el-inner\">\n                                                                    <h4 style=\"font-size: 22px;\">General Shareholders&#8217; Meeting<\/h4>\n                                                                                                    <div class=\"mt-2 mb-16 font-light\">The bank\u2019s highest decision-making body composed of all shareholders, which adopts the final decisions on matters relevant to the bank.<\/div>\n                                                                                                    <div class=\"absolute bottom-4 right-4\">\n                                        <a href=\"https:\/\/espaiaccionista.creandbancaonline.ad\/new\/es\/web\/espai-accionistes\/login\" class=\"relative text-primary_direct_green_light\" target=\"_blank\" rel=\"noopener\">More information<\/a>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"relative block w-full h-full mt-5 bg-white slider-cards-cta-list-el lg:mt-0 md:w-1\/2 lg:w-1\/3 swiper-slide duration-300 ease-in-out transform hover:scale-105\" data-aos=\"zoom-out-up\" data-aos-duration=\"500\" data-aos-delay=\"150\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                                                            <img data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/consejo-admin.jpg\" alt=\"consejo-admin\" class=\"w-full lozad h-52\">\n                                                        <div class=\"p-4 slider-cards-cta-list-el-inner\">\n                                                                    <h4 style=\"font-size: 22px;\">Board of Directors<\/h4>\n                                                                                                    <div class=\"mt-2 mb-16 font-light\">A full representative body responsible for governing the bank. The incorporation in 2018 of independent board members reinforces the governance of the bank with criteria of professionalism, suitability and experience to guarantee the proper exercise of their assigned management, supervision and control functions<\/div>\n                                                                                                    <div class=\"absolute bottom-4 right-4\">\n                                        <a href=\"https:\/\/creandgroup.com\/en\/about-us\/who-are-we\/#consell-administracio\" class=\"relative text-primary_direct_green_light\" target=\"\">More information<\/a>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"relative block w-full h-full mt-5 bg-white slider-cards-cta-list-el lg:mt-0 md:w-1\/2 lg:w-1\/3 swiper-slide duration-300 ease-in-out transform hover:scale-105\" data-aos=\"zoom-out-up\" data-aos-duration=\"500\" data-aos-delay=\"300\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                                                            <img data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/comisiones_consell.jpg\" alt=\"comisiones_consell\" class=\"w-full lozad h-52\">\n                                                        <div class=\"p-4 slider-cards-cta-list-el-inner\">\n                                                                    <h4 style=\"font-size: 22px;\">Board Committees<br \/>\r\n<\/h4>\n                                                                                                    <div class=\"mt-2 mb-16 font-light\">They have the role of assisting the Board in strategic decision-making.<br \/>\r\n<ul style=\"list-style: disc;padding-left: 20px;\">  <br \/>\r\n<li>Audit and Risk Committee<\/li><br \/>\r\n<li>Appointments and Remunerations Committee  <\/li><br \/>\r\n<li>Technology and Cybersecurity Committee<\/li><br \/>\r\n<li>Preparatory Committee<\/li><br \/>\r\n<\/ul><\/div>\n                                                                                                    <div class=\"absolute bottom-4 right-4\">\n                                        <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Boards-Committees.pdf\" class=\"relative text-primary_direct_green_light\" target=\"_blank\">View PDF<\/a>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"relative block w-full h-full mt-5 bg-white slider-cards-cta-list-el lg:mt-0 md:w-1\/2 lg:w-1\/3 swiper-slide duration-300 ease-in-out transform hover:scale-105\" data-aos=\"zoom-out-up\" data-aos-duration=\"500\" data-aos-delay=\"450\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                                                            <img data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/comite-executiu.jpg\" alt=\"comite-executiu\" class=\"w-full lozad h-52\">\n                                                        <div class=\"p-4 slider-cards-cta-list-el-inner\">\n                                                                    <h4 style=\"font-size: 22px;\">Executive Committee<br \/>\r\n<\/h4>\n                                                                                                    <div class=\"mt-2 mb-16 font-light\">Body responsible for the management and coordination of Creand, it is tasked with implementing the strategy, policies and management systems, controls and risks.<\/div>\n                                                                                                    <div class=\"absolute bottom-4 right-4\">\n                                        <a href=\"https:\/\/creandgroup.com\/en\/about-us\/who-are-we\/#organ-direccio\" class=\"relative text-primary_direct_green_light\" target=\"\">More information<\/a>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                                            <\/div>\n                \n            <\/div>\n            <\/div>\n<\/section>\n\n<style>\n    .swiper-slide {\n        height: auto;\n    }\n<\/style>\n\n<section id=\"block_83c0797a2bb43fd22eafbee0ad746c8e\"  data-block_83c0797a2bb43fd22eafbee0ad746c8e class=\"text-img-positioned align w-full section-text-img-positioned relative block clear-both overflow-hidden mt-8 lg:mt-16\" >\n   <div class=\"flex flex-wrap lg:flex-nowrap mt-12 max-w-extra_wide mx-auto items-center justify-between  flex-row \">\n        <div class=\"w-full md:w-1\/2 2xl:w-2\/5 px-4 md:px-8   lg:pl-16 xl:pl-20 2xl:pl-34 2xl:pr-0  text-center md:text-left section-info\">\n                        <h2 class=\"text-title font-tiempos_bold\" data-aos=\"fade-left\" data-aos-duration=\"500\" data-aos-once=\"true\">Comprehensive risk management<\/h2>\n                                    <div class=\"block mt-5 w-full wysiwyg font-light\" data-aos=\"fade-left\" data-aos-duration=\"500\" data-aos-delay=\"250\" data-aos-once=\"true\">\n                <p>Our corporate governance system is structured in a framework that defines risk management responsibilities following the three lines of defence model proposed by the Basel Committee on Banking Supervision<\/p>\n\n            <\/div>\n                    <\/div>\n                <div class=\"w-full  md:w-1\/2 flex  justify-end \"  data-aos=\"zoom-out-left\" data-aos-delay=\"200\">\n            <img  data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Group-52581.png\" alt=\"Group 5258(1)\" class=\"mt-5 lozad w-full lg:mt-0\">\n        <\/div>\n           <\/div>\n<\/section>\n<style>\n.section-text-img-positioned .wysiwyg a {\n    color: #369125;\n    font-weight: 700;\n}\n.section-text-img-positioned .wysiwyg strong,\n.section-text-img-positioned .wysiwyg b {\n    font-weight: 700;\n}\n<\/style>\n\n<section id=\"block_974643de5f532c2b21df9895f9dc602c\"  data-block_974643de5f532c2b21df9895f9dc602c class=\"colums-w-icons align section-colums-w-icons relative block clear-both overflow-hidden my-10 lg:mt-20\">\n    <div class=\"container mt-10 flex flex-wrap justify-between lg:flex-nowrap\">\n        <div class=\"relative block w-full pr-0 section-info lg:w-2\/6 md:pr-10 \">\n            <h2 class=\"text-title font-tiempos_bold\" data-aos=\"fade-right\" data-aos-duration=\"500\"  data-aos-delay=\"0\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">Integrity and ethics<\/h2>\n                            <p class=\"mt-3 font-light\" data-aos=\"fade-right\" data-aos-duration=\"500\"  data-aos-delay=\"150\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">The protection of the corporate reputation entails scrupulous compliance with current regulations, as well as the development of our banking practice in accordance with principles of integrity and ethics, in all areas of business and operations, and with all stakeholders <\/p>\n                    <\/div>\n        <div class=\"flex flex-wrap w-full section-content colums-icons-list lg:w-4\/6\">\n                                             <div class=\"relative block w-full mt-8 lg:mb-20 lg:mt-0 md:w-1\/2 colums-icons-list-el md:pr-5 lg:pr-9\" data-aos=\"fade\" data-aos-duration=\"500\"  data-aos-delay=\"0\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                    <div class=\"flex  flex-wrap colums-icons-list-el-inner\">\n                        <img data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Group-5.svg\" alt=\"Group (5)\" class=\"lozad w-12 h-12\">\n                        <h6 class=\"w-full mt-2 text-lg font-bold\">Code of Ethics and Conduct<\/h6>\n                        <div class=\"mt-2 font-light\"><p>Its purpose is to establish and enforce the ethical principles that govern the business and activities carried out by the Group. The Code of Ethics and Conduct applies to Cr\u00e8dit Andorr\u00e0, SA and its subsidiaries, regardless of the country in which they operate.<\/p>\n<\/div>\n                                            <\/div>\n                <\/div>\n                                                             <div class=\"relative block w-full mt-8 lg:mb-20 lg:mt-0 md:w-1\/2 colums-icons-list-el md:pr-5 lg:pr-9\" data-aos=\"fade\" data-aos-duration=\"500\"  data-aos-delay=\"250\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                    <div class=\"flex  flex-wrap colums-icons-list-el-inner\">\n                        <img data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Ethics_Market.svg\" alt=\"Ethics_Market\" class=\"lozad w-12 h-12\">\n                        <h6 class=\"w-full mt-2 text-lg font-bold\">Code of conduct on securities markets<\/h6>\n                        <div class=\"mt-2 font-light\"><p>This regulates the requirements regarding transparency and protecting the interests of investors, and it includes the principles relating to markets in financial instruments and minimum international standards of best banking practice.<\/p>\n<\/div>\n                                            <\/div>\n                <\/div>\n                                                             <div class=\"relative block w-full mt-8 lg:mb-20 lg:mt-0 md:w-1\/2 colums-icons-list-el md:pr-5 lg:pr-9\" data-aos=\"fade\" data-aos-duration=\"500\"  data-aos-delay=\"500\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                    <div class=\"flex  flex-wrap colums-icons-list-el-inner\">\n                        <img data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Security.svg\" alt=\"Security\" class=\"lozad w-12 h-12\">\n                        <h6 class=\"w-full mt-2 text-lg font-bold\">Andorran Banking Association code of ethics<br \/>\r\n<\/h6>\n                        <div class=\"mt-2 font-light\"><p>This establishes the standards of honesty, integrity, professionalism and confidentiality that Andorran banking institutions must meet in their relations with clients, third parties, supervisory entities and regulators.<\/p>\n<\/div>\n                                            <\/div>\n                <\/div>\n                                                             <div class=\"relative block w-full mt-8 lg:mb-20 lg:mt-0 md:w-1\/2 colums-icons-list-el md:pr-5 lg:pr-9\" data-aos=\"fade\" data-aos-duration=\"500\"  data-aos-delay=\"750\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                    <div class=\"flex  flex-wrap colums-icons-list-el-inner\">\n                        <img data-src=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Group-4.svg\" alt=\"Group (4)\" class=\"lozad w-12 h-12\">\n                        <h6 class=\"w-full mt-2 text-lg font-bold\">Global Compact<\/h6>\n                        <div class=\"mt-2 font-light\"><p>As a signatory to the Global Compact, Creand Cr\u00e8dit Andorr\u00e0 undertakes to respect its ten principles, within the areas of human rights, labour standards, the environment and anti-corruption.<\/p>\n<\/div>\n                                                <div class=\"w-full mt-3\">\n                            <a class=\"text-primary_direct_green_light flex items-center group-svg group hover:text-primary_forest_green_dark\" href=\"https:\/\/unglobalcompact.org\/what-is-gc\/participants\/97941\" target=\"_blank\" rel=\"noopener\">More information <\/a>\n                        <\/div>\n                                            <\/div>\n                <\/div>\n                                    <\/div>\n    <\/div>\n<\/section>\n<style>\n    .group-svg:hover svg path, .group-svg:hover circle{\n        stroke: #356C20;\n    } \n<\/style>\n\n<section id=\"block_39a46df1b3fd11fca088e31ae0cf6597\" data-block_39a46df1b3fd11fca088e31ae0cf6597   class=\"content-filter-no-year align  py-8 lg:py-16 section-content-filter-year relative block clear-both overflow-hidden\">\n    <div class=\"container\">\n        <div class=\"section-info\">\n            <h2 class=\"text-title font-tiempos_bold\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"0\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">Corporate Governance Publications<\/h2>\n        <\/div>\n        <div class=\"section-content\">\n                        <div class=\"filtered-results mt-5\">\n                <div class=\"filter-year-list\">\n                                                                     <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"0\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Solvency Report 2024 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Informe-de-solvencia-Creand-2024.pdf\" class=\"download-btn-filter\">\n                                        Download\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"150\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Financial Statements 2024 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Financial-Statements-Creand-Group-2024_web.pdf\" class=\"download-btn-filter\">\n                                        Download\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"300\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Annual Corporate Report 2024 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/ICA_Creand_2024_complet_ANG_30.07.pdf\" class=\"download-btn-filter\">\n                                        Download\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"450\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Solvency report 2023 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Informe-de-solvencia-Creand-2023.pdf\" class=\"download-btn-filter\">\n                                        Download\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"600\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Financial Statements 2023 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Financial-statements-2023.pdf\" class=\"download-btn-filter\">\n                                        Download\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"750\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Annual Corporate Report 2023 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Creand_ING_web_0708.pdf\" class=\"download-btn-filter\">\n                                        Download\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"900\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Financial Statements 2022 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"\" class=\"download-btn-filter\">\n                                        Download\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"1050\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    2022 Solvency Report \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Informe-de-solvencia-Creand-2022-comprimido.pdf\" class=\"download-btn-filter\">\n                                        Download\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                                                             <div class=\"filter-year-list-el w-full mt-5\" data-aos=\"fade-right\" data-aos-duration=\"500\" data-aos-delay=\"1200\" data-aos-easing=\"ease-in-out\" data-aos-once=\"true\">\n                            <div class=\"filter-year-list-el-inner px-5 py-8\">\n                                <div class=\" mt-4 font-bold  w-full lg:w-3\/4 font-roboto_regular text-lg\">\n                                    Annual Corporate Report 2022 \n                                    <!-- \n                                    \u00b7 \n                                    <span class=\"font-light\">.<\/span>\n                                    <div class=\"font-light uppercase inline-block\">(,<span class=\"ml-2\">)<\/span><\/div>\n                                    -->\n                                <\/div>\n                                <div class=\"flex w-full justify-end uppercase cursor-pointer\">\n                                    <a href=\"https:\/\/creandgroup.com\/wp-content\/uploads\/Creand_ING.pdf\" class=\"download-btn-filter\">\n                                        Download\n                                        <svg class=\"icon-download\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M12 3V16\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M7 12L12 17L17 12\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<path d=\"M20 21H4\" stroke=\"black\" stroke-linecap=\"round\"\/>\n<\/svg>                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                                            <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n<style>\n    .download-btn-filter {\n        font-size: 14px;\n        display: flex;\n        justify-content: space-between;\n        gap: 10px;\n        align-items: center;\n        color: #369125;\n        line-height: 20px;\n        text-transform: uppercase;\n    }\n    .download-btn-filter svg {\n        width: 20px;\n        height: 20px;\n    }\n    .section-content-filter-year .year-filters .filter.active{\n        color: white;\n        background-color: #369125;\n        border: 0px;\n    }\n    .section-content-filter-year .icon-download:hover path{\n        stroke: #369125;\n    }\n    .filter-year-list-el{\n        box-shadow: 0px 4px 51px 0px rgba(0, 0, 0, 0.07);\n    }\n    .filter{\n        transition: background-color 250ms ease-in-out, color 250ms ease-in-out;\n        background: rgba(40, 40, 40, 0.03);\n    }\n    .active-filter{\n        background-color: #369125;\n        color: white;\n    }\n<\/style>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":6752,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":true,"inline_featured_image":false,"footnotes":""},"class_list":["post-13616","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/creandgroup.com\/en\/wp-json\/wp\/v2\/pages\/13616","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/creandgroup.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/creandgroup.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/creandgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/creandgroup.com\/en\/wp-json\/wp\/v2\/comments?post=13616"}],"version-history":[{"count":0,"href":"https:\/\/creandgroup.com\/en\/wp-json\/wp\/v2\/pages\/13616\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/creandgroup.com\/en\/wp-json\/wp\/v2\/pages\/6752"}],"wp:attachment":[{"href":"https:\/\/creandgroup.com\/en\/wp-json\/wp\/v2\/media?parent=13616"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}